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The client is a 46-year old woman, single with 3 children, who are at a standstill in their studies. In order to meet their needs, she has opened a clothing boutique where she sells shirts, pants, tailored outfits, bodysuits and different types of beauty supplies that attract female clients.
Having been a recipient of Hope for almost one year, she has learned how to take advantage of their different loans to reinforce and strengthen her business, which has largely influenced her social and financial life, such that, today, she is no longer in debt and has her own capital for restocking her shop.
Her savings are vast and she reimburses without defaulting on the payments.
With this new loan, she is going to buy clothing for children, teenagers, girls, women and men. In preparation for the end-of-the-year holidays, she has learned to develop loyalty with her clients by offering them little gifts.
Looking to the future, she is in the process of enlarging her shop and taking care of the schooling of her children.
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Cliente de 46 ans , célibataire avec 3 enfants, a l’arrêt de ses études en terminal , pour subvenir a ses besoins, elle ouvre une boutique d’habits , ou elle vend des chemises, des pantalons, des ensembles de tailleurs ; des bodies et différents articles de beauté qu’attirent les femmes.
Étant bénéficiaire de Hope depuis bientôt une année, elle a su profiter des ses différents crédits pour renforcer consolider son activité, qui a influencer largement sa vie sociale et financière, aujourd’hui, elle ne s’endette plus et a son propre capital pour s’approvisionner.
Ses épargnes sont énormes et elle a fait ses remboursements sans défauts de paiements.
Avec ce nouveau prêt, elle va acheter des vêtements pour enfants, adolescents, filles, dames et hommes préparer les fêtes de fin d’année, elle a su fidéliser ses clients en leur offrant des petits présents.
Pour l’avenir, elle est entrain étendre sa boutique et s’occupe de la scolarité de ses enfants.

Additional Information

More information about this loan

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

About Congo (Rep.)

  • $2,250
    Average annual income
  • 2
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 489.7
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Germaine to buy clothing for children, ladies and men.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 1, 2011
Dec 9, 2011
Currency Exchange Loss:
Jun 15, 2012