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Julia
Julia belongs to the “Mujeres de la Colina II” communal bank, in La Banda de Shilcayo district, in the province of San Martín, in San Martín department.

She is 39, and lives with her partner. She has three children, ages 22, 20, and 8, of whom only the youngest is in her care, and attends primary school.

With three children to support, and with her husband's salary not being enough to pay the household expenses, she decided 12 years ago to sell beauty products by catalogue. She did this with 600 soles of capital. It went well, because of the effort she put into it.

She has been part of the communal bank for four years, which helps her obtain working capital, so that she can start selling new products that her customers need. As well, she has a good clientele, as she provides them with friendly service.

With this loan of 3,000 soles, she will buy natural products, as well as merchandise such as clothing and beauty products for the Christmas sales season.

Julia is an enterprising and hard-working woman. Her dream is to open a spa, where she can apply the knowledge she has been acquiring about the beauty products she sells. This will enable her to continue generating her own income.

Thus she is very grateful for the support she has been receiving from the Movimiento Manuela Ramos, through the loans and the orientation that she receives.
View original language description ↓
La Sra. Julia, pertenece al Banco Comunal “Mujeres de la Colina II”, Distrito de La Banda de Shilcayo, Provincia de San Martín, Departamento de San Martín. De estado civil conviviente, su edad es 39 años y tiene 03 hijos de 22, 20 y 08 años de los cuales sólo el último está a su cargo y está estudiando el nivel primario..
Con tres hijos a que mantener y con el sueldo de su esposo que no alcanzaba para solventar los gastos de su hogar, hace doce años decidió vender productos de belleza por catálogo con un capital de S/.600.00, le fue bien por el empeño que le puso, desde hace cuatro años que viene formando parte del Banquito que le ayuda a capitalizarse para iniciar con la venta de nuevos productos que sus clientes necesitan . También cuenta con una buena clientela pues les brinda un trato amable.
Con este préstamo de S/.3,000.00, comprará productos naturales, mercadería como ropa y productos de belleza para la campaña navideña.
Julia, es una mujer emprendedora y trabajadora, su sueño es implementar un Spa, donde ella pueda aplicar los conocimientos que viene recibiendo, de los productos de belleza que comercializa, para seguir generando sus propios ingresos y así mismo está muy agradecida por el apoyo que viene recibiendo del Movimiento Manuela Ramos, con los préstamos y orientaciones que recibe.

About Peru

  • $12,000
    Average annual income
  • 103
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD