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Rosa Mercedes
Rosa Mercedes is a member of the “Mujeres de la Colina II” community bank in Tarapoto district, in Tarapoto province, in San Martín department. She is 35 years old, lives with her partner, and has two children. Her eldest child lives independently and her youngest is in elementary school.

Rosa Mercedes has always enjoyed earning her own income to help her husband, who works in the house-building trade, with their household expenses and the education expenses of their eldest child. She used the first loan that she received through her community bank to buy fruit which she sold on the sidewalk outside her house. Things went well for a year, until the competition opened a grocery store in which they also started selling fruit and vegetables. For this reason, she decided to change business and she now hires out a motorcycle taxi. She receives payment every day and is thereby able to save. She also has time to spend on other tasks such as looking after children in her home. In this way, Rosa Mercedes works hard, day by day, alongside her husband, so that they can get ahead and make their dreams come true.

Rosa Mercedes will use this loan for 2,000 soles to have her vehicle serviced and make a down payment to acquire another one. This will allow her to make more profits and save up so that she can finish building her house. Rosa Mercedes is a tenacious woman who has a great desire to continue learning. Her dream is to finish building her home and to set up a store where she will sell fruit from every region in Peru. She thanks Movimiento Manuela Ramos for all this because they give her the opportunity to continue acquiring new knowledge to apply to her daily life.
View original language description ↓
La Sra. Rosa Mercedes, pertenece al Banco Comunal “Mujeres de la Colina II”, Distrito de Tarapoto, Provincia y Departamento de San Martín. Tiene 35 años, es conviviente y tiene 02 hijos, el mayor ya es independiente y la segunda estudia el nivel inicial.
Siempre le gustó generar sus propios ingresos, para ayudar a su esposo, que trabaja en construcción civil, con los gastos de su hogar y los estudios de su hijo mayor, es así como el primer préstamo que recibió del banquito comunal lo destinó para comprar frutas y venderlas en la vereda de su casa, le fue bien por un año, hasta que la competencia abrió una tienda de comestibles donde adicionaron la venta de frutas y verduras, es por ello que decide cambiar de negocio por el de alquiler de mototaxi, donde recibe diariamente el pago, para ahorrar y le da tiempo para dedicarse a otras labores como es el cuidado de niños en su casa. Es así como viene luchando día a día, junto a su esposo para salir adelante y hacer realidad sus sueños.
Con este préstamo de S/. 2,000.00, lo utilizará para dar mantenimiento a su unidad móvil y dar la inicial para adquirir otro, que le permitirá tener más ganancias y ahorrar para terminar de construir su casa.
Rosa Mercedes, es una mujer luchadora que tiene muchas ganas de seguir aprendiendo, su sueño es terminar de construir su casa, para implementar una tienda de venta de frutas de todas la Regiones del Perú. Por todo eso agradece al Movimiento Manuela Ramos, porque le da la oportunidad de seguir adquiriendo nuevos conocimientos para aplicarlos en su vida cotidiana

About Peru

  • $6,715
    Average annual income
  • 66
    View loans »
    Peru Loans Fundraising
  • $54,600,625
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD