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Terimbere Muhinzi Nº30 / Rsz Group
In this Group: Nicodem, Xaverine, Samuel, Elie, Theogene, Aloys, Jeremie, Joseph, Lencie, Chantal
Aloys belongs to the Terimberemuhinzi no.30 group. He is 33 years old and married with four children ranging from two to nine years old; both his children are at school. He has six years of primary education.

Aloys is a rice farmer. This is his second loan with ACB and he is going to use it to buy chemical fertilizers.

He plans to grow his business by selective rice sowing. In the coming years he would like to expand his farming land by buying other fields. With the profits he makes he is planning to educate his children.
View original language description ↓
Aloys fait partie du groupe Terimberemuhinzi No 30. Il a 33 ans et il est marié avec 4 enfants de 2 à 9 ans, dont 2 scolarisé. Son niveau d’éducation est de 6 ans de primaire.

Aloys est cultivateur de riz. C’est son deuxième cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter des engrais chimiques.

Sa stratégie pour la croissance de son business est de faire la semence sélectionne du riz. Dans les prochaines années, Aloys voudrait agrandir la surface de culture en achetant d’autres champs. Avec les profits, il prévoit d’éduquer et scolariser ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 46
    View loans »
    Rwanda Loans Fundraising
  • $15,230,800
    Funds lent in using Kiva
  • 596.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Terimbere Muhinzi Nº30 / Rsz Group's $2,350 loan helped a member to buy chemical fertilizers.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
At end of term
Nov 15, 2011
Jan 1, 2012
Currency Exchange Loss:
Dec 15, 2012