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Yasay María
In the El Sauce department of León, the young Yasay María works in an institution in the community and is known for being very hardworking. She has made the wise decision to work to get ahead to ensure the well-being of her beloved family.

She came to the CEPRODEL office with the goal of asking for a loan to improve her family home, since it could use a lot of work this season. She will use said loan to buy cement, sand and iron.
View original language description ↓
En el Sauce departamento de León, la joven Yasay María labora en una institución de la comunidad siendo ella una joven muy trabajadora que ha tomado la sabia decisión de salir al frente y velar por el bienestar de su familia a la que tanto ama.

Se presentó a Ceprodel con el fin de solicitar un crédito para mejorar su vivienda familiar ya que requiere mejorar tales condiciones puesto que en esta temporada de fin de año se ha propuesto mejorar dicha vivienda. El crédito lo utilizará para la compra de cemento, arena y hierro.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 101
    View loans »
    Nicaragua Loans Fundraising
  • $24,738,450
    Funds lent in using Kiva
  • 22.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Yasay María to buy cement, sand and iron.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 23, 2011
Dec 14, 2011
Currency Exchange Loss:
Jan 19, 2013