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Sonia Hermocina
Sra. Sonia Lovon is a hard-working woman with 3 young children. The youngest is only 6-years old and [his/her--not clear] [brothers/sisters--not clear] are 10- and 14-years old, respectively. Sonia lives and works in Camana, a city in southern Peru. Camana is in a large, dry oasis of the Sechura desert, a desert that dominates the coast in the southeast of the country. Camana has historically been an important tourist destination in Peru, but the frequent earthquakes and tsunamis of the last decade (an earthquake of 8.4 in 2001 and another of 8.0 in 2007) have seriously damaged the city and destroyed local tourism. The consequence has been grave, costing many jobs and with them, the only means many local people have for supporting their families. Unemployment has forced many people to look for other means to make a living and microlending has helped. Microlending allows people with few resources to develop and grow small businesses.

Sonia is a hard-working woman who gets up every morning determined to become a little better off than she was the day before. That's why she started a business in 2010, providing leased hygiene services, a business that now generates around S/.42 [new soles] a day.

With the loan of S/2,120 [new soles] that she will receive thanks to Kiva, Sonia will be able to buy a computer for her children. She wants the computer so that her children can do their schoolwork at home. They have to leave home now to go to a place where they can access the Internet and Sonia would feel easier if she could watch over them at home. Her long-term goal is to expand her business and provide more services so that she can, in a few years, pay for improvements to her house.
View original language description ↓
La señora Sonia Lovon es una mujer trabajadora que tiene 3 hijos pequeños, el menor de ellos tiene 6 años y sus hermanitos tienen entre 10 y 14. Sonia Vive y trabaja en Camaná, ubicada en el sur del Perú, un oasis extenso y seco ubicado en el desierto de Sechura que domina la costa en la parte sudoeste del país. Camaná ha sido históricamente un importante destino turístico en el Perú, sin embargo, los frecuentes y fuertes terremotos y tsunamis en la última década (un 8,4 en 2001 y 8,0 en 2007) diezmó la ciudad, destruido la industria del turismo en Camaná, y costando muchos de sus puestos de trabajo, los medios de subsistencia, y los hogares. Pero el resultado de un desempleo es que crea un ambiente preparado para las microfinanzas. El micro financiamiento permite a las personas, que no tienen muchos recursos y cuentan con un pequeño negocio, tener una oportunidad como negociante en el mercado laboral.

Ella es una mujer perseverante, luchadora y empeñosa en querer progresar cada día más y fue por así como se le ocurrió incursionar en este negocio, a partir del año 2010 ella se está dedicando a alquilar servicios higiénicos, esta actividad le permite ganar aproximadamente S/. 42 diariamente.

Con el préstamo de S/.2, 120 que recibirá gracias a Kiva, Sonia podrá comprar la computadora que necesitan sus hijos para poder hacer todas sus tareas en casa sin la necesidad de que diariamente acudan a cabinas de internet, esto también ayudará a que Sonia se sienta más tranquila sabiendo que sus hijitos se encuentran seguros en su casa. Su sueño es poder ampliar su negocio y ofrecer más servicios con la finalidad de lograr, en unos años más, techar por completo su casa de material noble.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 131
    View loans »
    Peru Loans Fundraising
  • $56,130,550
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Sonia Hermocina to buy a computer for her children's schooling.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 29, 2011
Listed
Dec 9, 2011
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2013