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In Sauce, the Department of León, Elizabeth is known for being a hard-working woman; knowing how to handle her family's situation and improve their conditions. She has two children under her care and currently works in an organization located in this same municipality. She presented herself to Ceprodel el Sauce with the objective of seeking a credit to improve her apartment. She plans to use the credit that she is applying for to purchase construction materials, such as cement and sand, which will help her improve the conditions of her home.
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En el Sauce, departamento de León, la Señora. Elizabeth se ha identificado por ser una persona muy trabajadora debido a que ha sabido manejar las condiciones de su familia y ha logrado mantener en mejores condiciones, tiene dos hijos bajo su cargo, actualmente trabaja en una organización ubicada en dicho Municipio.
Se presentó a Ceprodel el Sauce, con el fin de solicitar un crédito para mejora de vivienda (Piso) de su casa, para eso está solicitando el crédito, para la compra de materiales de construcción, tales como: cemento y Arena con esto le permitirá mejorar las condiciones de su vivienda.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 125
    View loans »
    Nicaragua Loans Fundraising
  • $24,053,975
    Funds lent in using Kiva
  • 22.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Elizabeth purchase cement and sand.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 23, 2011
Dec 13, 2011
Currency Exchange Loss:
Dec 18, 2012