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Maria Juana
María Juana is 39 years old and is married with 6 children. She lives with her husband and her children ages 20, 18, 12, 6, 4 and 6 months in the Guaranda Province of Bolívar.

She is a member of the group VRC VENTANAL which can be found in the community of Guantuncoto, in Julio Moreno Cantón Guaranda Parish, at a distance of 30 minutes from the loan office. The group members work in various activities, including agriculture, cattle, raising small animals like pigs, chickens and sheep, sales and construction.

María works in agriculture and in domestic work at home. She buys and sells in Guaranda. She is asking for a loan in order to plant corn and purchase seeds and fertilizers. With the help of the loan she will be able to invest in agriculture in order to obtain better yields. Her dream is to be able to have a mini market. The challenges that she faces include drought or too much winter. In her free time she likes to enjoy the carnival festivities.

With the help of her previous loan she was able to purchase the necessary items to plant such as fertilizers. The economic situation of her family has improved. Her relationship with her family has grown even stronger. "She is very thankful for the help provided."
View original language description ↓
María Juana tiene 39 años de edad es casada tiene 6 hijos, vive con el esposo y con los hijos de 20, 18, 12, 6, 4 y 6 meses de edad en Guaranda Provincia de Bolívar.

Es integrante de la VRC VENTANAL se encuentra formada en la comunidad Guantuncoto, Parroquia Julio Moreno Cantón Guaranda, a una distancia de 30 minutos de la oficina Los habitantes de la Comunidad se dedican a diferentes actividades como son: agricultura, ganadería, crianza de animales (cerdos, pollos, ovejas) comercio y construcción.

María se dedica a la agricultura y quehaceres domésticos en la casa. Las compras y las ventas los hace en Guaranda. Solicita el crédito para poder sembrar maíz comprar semillas, abonos, fertilizantes. Con la ayuda del préstamo podrá invertirlo en la agricultura para poder obtener buenas utilidades.
El sueño es poder tener un micro mercado. Los desafíos a los que se enfrenta es la sequedad del tiempo o mucho invierno.En el tiempo libre le gusta disfrutar de las festividades del carnaval.

Con la ayuda del préstamo anterior pudo comprar lo necesario para la siembra como: abonos y fertilizantes, abonos agrícolas. La situación económica de la familia ha mejorado. La relación con la familia se esta fortaleciendo aun más.
"Esta muy agrdecida por la ayuda brindada".

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,300,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Juana to plant corn and purchase seeds and fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 21, 2011
Dec 7, 2011
Currency Exchange Loss:
Dec 15, 2012