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Gnongonfamou  (Soyons D’ Accord) Group
In this Group: Mama , Djene, Djeneba , Aby, Alima , Massetou *
* not pictured
Gnongonfamou Group is made up of married women living in the Koulikoro neighborhood in Koutiala. They live in large traditional families, with their husbands, children, and other relatives. They average 30 years of age and have at least three children.

The members of the group sell various products, such as clothes, fruits and vegetables, food condiments, yams, and also provide sewing services.

Three years ago, and in oder to bolster their businesses, the members of the group decided to join the loan program of Kiva's partner, Soro Yiriwaso. They are seeking their fifth group loan, and the previous ones were repaid without problems.

Mama is a member of this group. She's wearing a black dress in the photograph, and deals with food products.

She intends to use her loan to buy 15 sacks of manioc, 15 large bundles of plantains, 10 sacks of yams, and 7 sacks of sweet potatoes.

She gets her supplies gradually, in Sikasso and in Loulouni, and retails for cash at the Grand Market in Koutiala, as well as door-to-door, to a very diverse clientele.

Whereas the members of the group intend to turn and average profit of XOF 95'000 (ca US$ 176) each during this loan cycle, Mama intends to reach XOF 110'000 (ca US$ 204).

In addition to repaying the loans, the women will use part of their income to cope with their families' daily expenses.

They would like to strengthen this partnership with Soro Yiriwaso, in order to diversify their products.

Note: Massetou is not in the group picture because she was sick when the photograph was taken.
View original language description ↓
Gnongonfamou est un regroupement de femmes du quartier Koulikoro de la ville de Koutiala qui vivent dans de grandes familles traditionnelles avec leurs maris, enfants et autres parents. Elles ont en moyenne 30 ans, sont mariées et mères d’au moins 3 enfants.
Ce groupe de femmes fait le commerce d’articles divers tels les habillements, les fruits et légumes, les condiments alimentaires, les tubercules et de la couture.
Pour augmenter la taille de leurs activités, les membres ont décidé d’intégrer le programme crédit de Soro Yiriwaso il y a 3 ans. Elles sont à leur cinquième prêt de groupe et tous les prêts précédents ont été bien remboursés.
Mama est le membre du groupe Gnongonfamou habillée en robe noire sur la photo, qui s’occupe des produits alimentaires.
Elle compte utiliser son prêt pour acheter, 15 sacs de maniocs, 15 gros régimes de banane plantain, 10 sacs d’ignames, 7 sacs de patates douces. Elle se procure de ces marchandises au fur et à mesure, à Sikasso et à Loulouni et effectue ses ventes en détail et au comptant au grand marché de Koutiala et de porte en porte à une clientèle diverse et variée.
Tandis que Les membres du groupe Gnongonfamou comptent réaliser un bénéfice moyen de 95 000FCFA chacune au cours de ce cycle, Mama compte réaliser 110 000FCFA.
En plus du remboursement des prêts, elles utilisent une partie du revenu pour faire face aux dépenses courantes de la famille.
Elles souhaitent voir renforcée ce partenariat avec Soro Yiriwaso pour pouvoir diversifier ces marchandises.
NB / Massetou n’est pas sur la photo de groupe car était malade lors de la prise de photo.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 2
    View loans »
    Mali Loans Fundraising
  • $11,596,050
    Funds lent in using Kiva
  • 488.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Gnongonfamou (Soyons D’ Accord) Group's $1,250 loan helped a member to buy 15 sacks of manioc, 15 large bundles of plantains, 10 sacks of yams, and 7 sacks of sweet potatoes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 25, 2011
Dec 7, 2011
Currency Exchange Loss:
Jun 22, 2012