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Parandzem lives together with her husband and sons. She is engaged in agriculture. Parandzem needs some financial investments to improve the condition of her orchard. With the loan's help Parandzem will protect her orchard better and develop it. Parandzem will receive more harvest, with the help of which she will sustain her family and increase her income.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 109
    View loans »
    Armenia Loans Fundraising
  • $14,006,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Parandzem to pay for columns and wires to protect her orchard.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 24, 2011
Dec 13, 2011
Currency Exchange Loss:
Sep 15, 2012