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Sabougnouma (La Bonne Cause) Group
In this Group: Mamou Issa, Fatoumata , Mariam Amadi , Kiya , Rokia , Tenin , Aminata , Aoussata , Malado , Fatoumata *
* not pictured
Sabougnouma Group is made up of one unmarried and nine married women, who live in large traditional families with their husbands, children, and other relatives. They average 29 years of age and at least three children.

The women of the group sell various products, such as firewood, clothes, cereals, fruits and vegetables, etc. In order to bolster their businesses, last year they decided to join the loan program of Kiva's partner, Soro Yiriwaso.

They are seeking their second group loan, and the previous one was repaid without problems.

Mamou Issa is a member of the group, and she sells firewood. She intends to use her loan to buy cartloads of firewood from producers. She gets her firewood supplies in various parts of the bush: Kapala, Try, and Beresso.

She has a very large stock, stored somewhere in her concession. She retails the firewood for cash at her home, to a very diverse clientele.

Whereas the members of the group intend to turn an average profit of XOF 70'000 (ca US$ 130) during this loan cycle, Mamou Issa intends to reach XOF 80'000 (ca US$ 150).

In addition to repaying the loan, the women will use part of the income to cope with the family's daily expenses.

Mamou Issa would like to strengthen her partnership with Soro Yiriwaso, in order to have more permanent stocks.

Note: Fatoumata is missing in the group photograph because of the death of her child.
View original language description ↓
Sabougnouma est un regroupement de femmes de Koutiala constitué de 1 célibataire et de 9 mariées qui vivent dans de grandes familles traditionnelles avec leurs maris, enfants et autres parents. Elles ont en moyenne 29 ans et sont mères d’au moins 3 enfants.
Ce groupe de femmes fait le commerce d’articles divers tels le bois de chauffe, les habillements, les céréales, les fruits et légumes etc.
Pour augmenter la taille de leurs activités, les membres ont décidé d’intégrer le programme crédit de Soro Yiriwaso il y a 1 an. Elles sont à leur deuxième prêt de groupe et le prêt précédent a été bien remboursé.
Mamou Issa est un membre du groupe Sabougnouma qui vend du bois de chauffe.
Elle compte utiliser son prêt pour acheter, des chargements de charrettes en bois de chauffe auprès des producteurs. Elle se procure en bois de chauffe dans les différents coins de brousse : Kapala, Try et Beresso. Son stock de bois entreposé dans un endroit de la concession, est très important. Elle vend le bois en détail et au comptant à la maison, à une clientèle diverse et variée.
Tandis que Les membres du groupe Sabougnouma comptent réaliser un bénéfice moyen de 70 000FCFA chacune au cours de ce cycle Mamou Issa compte réaliser 80 000FCFA.
En plus du remboursement des prêts, elles utilisent une partie du revenu pour faire face aux dépenses courantes de la famille.
Elle souhaite renforcer son partenariat avec Soro Yiriwaso pour que les stocks soient plus permanents.
NB / Fatoumata est absente sur cette photo de groupe pour raison du décès de son enfant.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 28
    View loans »
    Mali Loans Fundraising
  • $11,463,475
    Funds lent in using Kiva
  • 488.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD