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This is 37-year-old Betty. She is married and has four children aged 16, 14, 11 and 5 years old.
In 2002, Betty established a clothing business. She began her business because she was told it would be profitable and because she needed to help her husband to support their family. Working seven days a week and eleven hours a day, Betty earns about 1,500,000 SLL every month from this business. She would like a loan of 4,500,000 SLL. Betty has already received and successfully repaid one loan, and now requires a new loan in order to buy waxed cotton, lace material and knickers for her business. She hopes that this loan will enable her to increase her monthly profits by approximately 250,000 SLL. In the future, Betty plans to transform her stall into a shop and engage in international business. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 51
    View loans »
    Sierra Leone Loans Fundraising
  • $9,344,750
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Betty to buy waxed cotton, lace material and knickers for her business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 23, 2011
Dec 7, 2011
Currency Exchange Loss:
Aug 15, 2012