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Martha, 28, is single living with her parents and siblings at present. She intends to use the loan to buy machines and utensils for her snack bar. She wants to continue with this project and strengthen it still more for her better wellbeing. She wants to give her customers better service and to have food available for sale to her customers more quickly so that their stay in the locale will be improved. She wants to extract the maximum profits possible from her snack bar and increase her clientele to have a stable economy. She also wants to be able to help her parents with household responsibilities.
This is her first Fudecosur loan. She’s had no previous loans with state banks and Fudecosur offered the best loan terms and a much lower interest rate.
View original language description ↓
Martha, tiene la edad de 28 años, está soltera, vive con sus padres y hermanos actualmente. Ella con el crédito pretende compra maquinas y utensilios par la soda que tiene ella actualmente. Ella quiere seguir con el proyecto establecido y fortalecerlo aun mas para su mejor bienestar. Ella quiere darles a sus clientes una mejor atención y tener los alimentos para la venta a sus clientes aun mas rápido para su mejor estadía en el local. Ella quiere obtener de la soda el máximo de ganancias y aumentar la clientela para tener estable su economía. También quiere poder ayudarles a sus padres con las responsabilidades del hogar. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 43
    View loans »
    Costa Rica Loans Fundraising
  • $4,436,225
    Funds lent in using Kiva
  • 499.4
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Martha to buy utensils for her snack bar.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Nov 7, 2011
Dec 7, 2011
Currency Exchange Loss:
May 15, 2012