Grupo Juventud (Cuenca) Group
One of the members of this group is María Cecilia. She’s 40 years old, single and has had three children who are 16, 13 and 11 years old. Her oldest daughter stays home and helps her with housework; her second daughter attends secondary school and the youngest daughter attends the local elementary school. She does not own a house; she rents.
María Cecilia works as a private employee, an activity she’s had for 18 years. She works Sunday to Sunday all day.
This is her first loan with the communal bank and she will use it to buy chicks and guinea pigs to start a business raising and selling these animals. Her dream is to travel to the United States.
Una de las socias de este grupo es la Señora. María Cecilia, tiene 40 años, es soltera y ha concebido tres hijos de 16, 13 y 11 años de edad, su primera hija pasa en casa y ayuda en los quehaceres del hogar, su segunda hija estudia en el colegio y su ultima hija en una escuelita de la ciudad. No tiene casa propia por lo que vive arrendando.
Doña María Cecilia trabaja como empleada privada y esta actividad la desempeña hace 18 años, labora de domingo a domingo todo el día.
Este es su primer crédito que realiza en el banco comunal y lo va a invertir en la compra de pollos y cuyes para iniciar este negocio de cría y venta de estos animales.
Su sueño es viajar a los Estados Unidos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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