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Diana Carolina
Every two weeks, the 'Camino al Progreso' community bank meet in the city of Montecristi which is known for its rich pre-colonial culture. It is also known, both nationally and internationally, for its handicrafts. It is home to the famous Panama hat.

Here we find 22-year-old Diana, who lives with her common-law husband and has two children aged 6 and 1. Her eldest child attends elementary school. Diana's husband works in a local factory.

Seeing that her husband didn't earn enough money to support their household, Diana needed to earn her own money so that she could help him provide for their family. Diana's business is selling all kinds of clothing and underwear. She makes her sales door to door and goes out three days a week to sell her goods. She makes her sales in the mornings or in the evenings as this is when her children are in the care of her husband or her mom. She leaves her goods with her customers on credit and collects payment every week. She buys her merchandise in Guayaquil whenever she needs to.

Diana has been in this business for barely 6 months and it is going very well. She will use this loan to buy more merchandise such as pants, blouses, t-shirts, children's clothes and underwear. She has been a member of her community bank for two years and she likes it because her group is quite united. Diana's dream is to make progress in her business.
View original language description ↓
EL Banco Comunal Camino Al Progreso se reúne cada quince días en la ciudad de Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Diana, tiene 22 años de edad y mantiene una relación de unión libre de la cual tiene dos hijos de 6 y 1 años, el mayor estudia en escuela. El marido trabaja en una fábrica de la localidad.

Ella al ver que su esposo no gana lo suficiente para mantener el hogar se ha visto en la necesidad de ganar sus propios recursos para ayudarlo a salir adelante, se dedica a la venta de ropa de todo tipo y ropa interior, su forma de venta es puerta a puerta y sale a recorrer tres días de la semana en las mañanas o en las noches ya que a esa hora sus hijos quedan al cuidado de su marido o de su mamá. Ella deja a crédito a sus clientes y cobra cada 8 días. Su mercadería la va a comprar a Guayaquil cada vez que necesita. Tiene recién 6 meses que se dedica a este negocio y le está yendo muy bien.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas, ropa de niños y ropa interior. Está en el Banco Comunal dos años y le gusta porque el grupo es bastante unido.

Su sueño es seguir adelante en su negocio.

About Ecuador

  • $10,600
    Average annual income
  • 96
    View loans »
    Ecuador Loans Fundraising
  • $24,110,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Diana Carolina to buy pants, blouses, t-shirts, children's clothes and underwear.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 30, 2011
Listed
Dec 7, 2011
Currency Exchange Loss:
N/A
Ended:
Apr 15, 2012