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Update on Josefa

Josefa is asking for a loan again. The end of the year is approaching, when her sales increase. She wants to strengthen her business and be ready for the season, buying basic necessity products such as basic grains, produce and flip-flops.

The previous loan generated bigger earnings due to the investment in merchandise. She was able to meet her customers' demands and improve her financial condition.
View original language description ↓
Josefa está nuevamente solicitando un préstamo, debido a que se acerca la temporada de fin de año donde sus ventas aumentan, ella quiere fortalecer el negocio y estar preparada para esta época, comprando productos de primera necesidad, granos básicos, verduras, chancletas.
El préstamo anterior le generó mayores ganancias debido a la inversión en mercadería logrando satisfacer las demandas de los clientes y mejorando su condición económica.

Previous Loan Details

Josepha sells articles of primary necessity. including shoes,, plastic items and crockery. She lives with her husband and has administered the business for some 30 years. It is located in the municipal market. Her husband helps her a great deal. At present, Josefa is requesting a loan to buy r... More from Josefa's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 760
    View loans »
    El Salvador Loans Fundraising
  • $26,201,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Josefa to buy basic grains, produce and flip-flops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 11, 2011
Dec 7, 2011
Currency Exchange Loss:
Jun 16, 2012
This photo was used before for a previous loan for Josefa. It was first posted on Kiva on Sep, 2011. Learn More