Fanta, wearing a red outfit, is a group member who sells potatoes. She plans to use her loan to purchase about 400 kg [882 lbs] of potatoes. She stocks up in villages near Sikasso. She sells at the big market of Sikasso near the central roundabout, as well as out of her home to a customer base composed of both men and women, for cash.
She plans to achieve an average monthly income of 32,500 West African francs, a part of which will be used to repay her loan with interest and the rest put away as savings. Her goal is to increase her sales volume and better meet customer demand.
Elles sont à leur troisième prêt avec l’institution de microfinance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle.
FANTA, en boubou rouge, fait le commerce de pomme de terre dans le groupe DANAYA.
Elle compte acheter avec son prêt 400kg de pomme de terre.Elle s’approvisionne dans les villages environnants de Sikasso.
Elle les revend au grand marché de Sikasso ville au niveau du rond point central et en famille à une clientèle composée d’hommes et de femmes au comptant.
Elle envisage réaliser un bénéfice mensuel moyen de 32.500FCFA dont une partie est utilisée pour payer le prêt et son intérêt et l’autre pour son épargne .
Elle ambitionne d’augmenter son chiffre d’affaire pour mieux satisfaire sa clientèle.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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