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Regina is a 32-year-old lady who is married to Yefta, a 32-year-old man. They have been blessed with three children namely: Gere, 7, studying at the second grade of Elementary School; Jelita, 4, attending Kindergarten; Gusti, 8 months old.

Regina runs a kiosk business at her house, and it has been operating for almost two years. Some kinds of daily needs items are displayed at her kiosk, i.e., snacks, instant noodles, coffee, and detergent. Regina is only able to display very limited stock at her kiosk as she only had a little capital. This situation really affects the income that she gets.

The desire to improve her business and income led Regina to seek a loan but she couldn’t find one until she met one of TLM’s loan officers who introduced her to TLM’s lending program. Regina is interested in joining the lending program and requesting a loan of IDR 4,500,000 from TLM. She wants to build a small kiosk in front of her house and expand the business stock by adding a greater variety of household needs such as sugar, coffee, tea, wheat flour, cooking ingredients, etc. Regina is hoping to get the loan as soon as possible.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 24
    View loans »
    Indonesia Loans Fundraising
  • $5,199,250
    Funds lent in using Kiva
  • 9,010.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Regina to purchase stock such as sugar, coffee, tea, wheat flour, cooking ingredients, etc. and to build a small kiosk.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Nov 28, 2011
Dec 6, 2011
Currency Exchange Loss:
Apr 17, 2013