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Manuk is a barber. To make ends meet for his family, he is also engaged in agriculture. Because of bad weather conditions, Manuk hasn't been able to harvest enough to sell, so he would like to purchase some walnuts to sell. Walnuts are in very high demand in Armenia, especially during New Year, so sales of walnuts will bring Manuk more income and an opportunity to sustain his family. He lives with his wife and children.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 136
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Manuk to pay for walnuts to resell.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 16, 2011
Dec 6, 2011
Currency Exchange Loss:
Aug 17, 2013