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Ni Ketut Remi
View original language description ↓
Ni Ketut Remi farms cattles. She started her business with only one cow. Utilizing the loan, she plans to purchase another cow, preferably a large and pregnant cow. Every morning, after finishing her household chores, Ni Ketut Remi goes to neighborhood filed to find grasses and leaves to feed the cattles. She hopes that this additional funding will also increase her income. With one cow, she gains about $270 profit. So with another cow, she hopes to double her earnings. Ni Ketut Remi is thankful and passionate in this business despite the small scale. However, she is optimistic that her business will expand.

Translated from Indonesian by Kresna Hartandi, Kiva Volunteer



Mata pencaharian Ni Ketut Remi adalah memelihara sapi. Awalnya Ni Ketut Remi hanya memiliki satu ekor sapi. Namun sekarang, dari dana pinjaman yang diperolehnya dipergunakan untuk membeli tambahan 1 ekor sapi lagi yang sudah besar dan sedang hamil 6 bulan. Setiap pagi setelah menyelesaikan pekerjaan rumah tangganya, Ni Ketut Remi mulai ke kebun untuk mencari rumput atau dedaunan sebagai makanan ternaknya. Dengan modal ini nantinya diharapkan agar jumlah penghasilannya bisa bertambah karena yang dulunya hanya memelihara satu ekor saja dengan keuntungan Rp 2.500.000 per ekor kini sudah bertambah menjadi dua ekor. Ni Ketut Remi senantiasa bersyukur dan tidak patah semangat untuk menekuni usaha ini walaupun skalanya masih kecil. Namun ia optimis usahanya ini akan bertambah besar.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $5,200
    Average annual income
  • 25
    View loans »
    Indonesia Loans Fundraising
  • $5,203,350
    Funds lent in using Kiva
  • 9,269.9
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Ni Ketut Remi purchase Cattles.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Mar 3, 2008
Listed
Feb 18, 2008
Currency Exchange Loss:
Covered
Ended:
Apr 15, 2009