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Joel
For many years, Joel made a living by selling crafts in Mexico, so when he moved to California he continued to rely on his entrepreneurial spirit. Joel started a new business, Joel’s Varios, where he sells an array of electronics.

“Joel’s Varios” earned a spot in Fruitvale’s bustling flea market, in a sea of very small business owners offering everything from hair adornments to licorice. “It’s great being my own boss. Sometimes it’s hard, but it’s worth it,” Joel says. Several days a week, Joel offers a warm hello to passersby as he stands behind his electronics booth. A talented and driven salesman, Joel shares anecdotes about the gadgets with his customers as they pick through the large quantity of cameras, phones and radios he offers.

But as Joel’s business expands, he needs to be able to expedite the process of transferring the electronics from his house to the flea market. With a loan of $7,500, he will purchase a van that will allow him to buy more electronics so that he can carry an even larger inventory, allowing him to earn greater profits.

Additional Information

Important Information

Kiva realizes that access to credit is a challenge for entrepreneurs everywhere. Kiva started out as a website focused on developing-world entrepreneurs. In June 2009, Kiva began experimenting with allowing entrepreneurs in the United States to raise money on its website. If this is something you support, please feel free to fund this loan. If you have questions, including how an entrepreneur in your neighborhood might get a loan, please visit our Help Center and click on "Loans in the United States."

About United States

  • $47,000
    Average annual income
  • 25
    View loans »
    United States Loans Fundraising
  • $11,555,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $7,500 helped Joel to buy a van to transport electronics to the flea market.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 9, 2011
Listed
Dec 6, 2011
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2013