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Gina Maritza
Emprendedora de Los Cerezos Communal Bank meets every two weeks in the residential area of Los Cerezos, in the city of Portoviejo. This is a poor and very densely populated urban area.

Here we spoke with Gina. She is 42 years old and the single mother of three children. Two are adults and the youngest, age 8, lives with her and attends school.

She is a very good mother who works hard to get her children ahead so they will never lack anything. She works in a house doing domestic chores, but at night and on her days off she works in business, selling Avon and Yanbal products (beauty products, cosmetics, perfume, and accessories). She visits her customers on Saturdays and Sundays during the day, since those days she collects her money because she sells on credit. What she sells most is perfume. She has had this business for more than eight years and thanks to this she has been able to get ahead.

This loan is to buy perfumes, creams, and costume jewelry. She has been with the communal bank for six years and she likes it because of the help they give with the loans.

Her dreams are to have a store and to get ahead in life and in her business.
View original language description ↓
En la ciudadela Los Cerezos de la ciudad de Portoviejo se reúne cada quince días el Banco Comunal Emprendedora De Los Cerezos, esta es una zona urbano marginal muy poblada.

Aquí conversamos con la señora Gina, ella tiene 42 años de edad, es madre soltera de tres hijos dos mayores de edad y el menor de 8 años que es el que vive con ella y estudia en escuela.

Ella es una muy buena madre que para que a sus hijos nunca les faltara nada se dedica al duro trabajo para sacarlos adelante, ella trabaja en una casa haciendo los quehaceres domésticos, pero en las noches y en los días libres se dedica al comercio, e vende productos Avon y Yanbal (productos de belleza, cosméticos, perfumería y accesorios), visita a sus clientes los sabados y domingos en el día ya que en estos días cobra porque deja a crédito. Lo que más vende son los perfumes, lleva en este negocio por más de 8 años y gracias a esto ha podido salir adelante.

Este crédito es para comprar perfumes, cremas y bisutería. Lleva en el Banco Comunal por seis años y le gusta por la ayuda que le dan con los créditos.

Sus sueños son tener un bazar y seguir adelante en su vida y su negocio.

About Ecuador

  • $10,600
    Average annual income
  • 93
    View loans »
    Ecuador Loans Fundraising
  • $24,212,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Gina Maritza to buy perfumes, creams, and costume jewelry.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 30, 2011
Listed
Dec 6, 2011
Currency Exchange Loss:
N/A
Ended:
Apr 15, 2012