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Julia
Julia is 59 years old, she is married and has 2 kids that are 33 and 28 years old. She lives in a town called Santa Bárbara.

Julia began her business making crafts such as piñatas, ornaments and floral arrangements, 5 years ago. She is very hard working and well known in her community. Before entering this business she baked bread, but had many problems with her oven, so she decided to make crafts and she has gotten good results. She has a husband who helps support her.

This loan is the second loan she has received from ODEF and it is to buy materials to make crafts that her clients have requested.

She is very happy with this business and she would like to have more clients so that she can increase her sales and profits, because it is from this business that she is able to cover the costs of her household.
View original language description ↓
La señora Julia, tiene 59 años de edad, es casada, tiene 2 hijos de 33 y 28 años de edad, vive en Santa Bárbara.
Doña Julia, hace 5 años que comenzó esta actividad de elaboración de manualidades como ser piñatas, adornos de todo tipo y arreglos florales. Es una persona muy trabajadora y conocida en la comunidad, anteriormente se dedicaba a elaborar pan, pero tenía muchos problemas con el horno, mejor decidió hacer manualidades y ha obtenido buenos resultados. Cuenta con el apoyo de su esposo.
Este préstamo es el segundo con ODEF, y es para comprar materiales para elaborar adornos y manualidades que le han pedido sus clientes.
Ella esta muy contenta con este negocio y quiere tener mas clientes para incrementar sus ventas y sus ganancias, ya que de allí cubre los gastos del hogar.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 38
    View loans »
    Honduras Loans Fundraising
  • $7,989,275
    Funds lent in using Kiva
  • 18.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Julia buy materials to elaborate crafts such as piñatas, ornaments of all kinds and floral arrangements.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 9, 2011
Listed
Dec 13, 2011
Currency Exchange Loss:
Possible
Ended:
Sep 15, 2012