Update on NelidaNélida is 52 years old, married, and has four children. She continues working in her business selling sheets, bedspreads and comforters. She has a stall where she works from 8.00am to 6.00pm and, through this business, she provides for her children. Nélida would like to expand and improve her business selling sheets, bedspreads and comforters. Her dream is to have another bed linen stall. She is requesting this loan to buy merchandise such as sheets, bedspreads and comforters wholesale.
Nélida is grateful to the people who will take part in her dream in this way and pledges to make her repayments according to schedule.
se sigue dedicando al negocio de venta de sabanas,colchas y cobertores,ella tiene una tienda que trabaja desde las 8:00 a.m hasta las 6:00 p.m,por medio de este negocio la socia saca adelante a sus hijos,la socia quiere ampliar y mejorar el negocio de venta de sabanas,colchas y cobertores,el sueño de la socia es tener otra tienda de vehnta de juegos de cama.La socia solicita el préstamo para la comprar mercaderia como sabanas,colchas y cobertores al por mayor.
La socia agradece a quienes forman parte de este sueño mediante este medio y se
compromete a cumplir con el pago de sus cuotas en el plazo establecido.
Previous Loan DetailsNélida belongs to the “Patron de Santiago” community bank which is located in Cusco district, in the province and department of the same name. Nélida is 52 years old. She is married and has 4 children. She divides her time between her daily activities and her business selling sheets,… More from Nelida's previous loan »
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 6 months (Additional Information)
- Repayment Schedule
- Nov 28, 2011
- Dec 5, 2011
- Currency Exchange Loss:
- Apr 15, 2012
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.