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Ladiri (La Dignité) Group
In this Group: Saran , Sitan , Jeanne , Massan, Minata , Fanta , Fatoumata , Kadia , Chata
Ladiri is a group of women, made up six married women and three widows from the town of Koutiala; they know each other well and live in large traditonal families with their husbands, children and other relatives. They average 46 years of age and have at least five children each.

This group of women sell a variety of products such as firewood and clothing. In order to increase their business volume, the members decided to join Soro Yiriwaso's loan program two years ago. They are on their third group loan and all the previous loans have been repaid in full.

Saran is a member of the Ladiri group and sells firewood. She is standing on the far left of the photo and is dressed in a white fabric with blue stripes.She is planning to use her loan to buy several barrow loads of firewood to stock up. She gets her wood in the bush country areas of Bellesso Sanga and Kojouna. She sells the wood on a retail basis, from home for cash, to a varied customer base. While the other members of the Ladiri group are expecting to make an average profit of 120,000FCFA throughout the course of the cycle, Saran is expecting to make a 140,000FCFA profit.

They will use their revenue to repay their loans and also to cover household running expenses. They are all aiming to diversify the goods they sell in the near future.
View original language description ↓
Ladiri est un regroupement de femmes, constitués de 6 mariées et 3 veuves de la ville de Koutiala qui se connaissent bien et qui vivent dans des grandes familles traditionnelles avec leurs maris, enfants et autres parents. Elles ont en moyenne 46 ans et sont mères d’au moins 5 enfants.
Ce groupe de femmes fait le commerce d’articles divers tels le bois de chauffe et les habillements.
Pour augmenter la taille de leurs activités, les membres ont décidé d’intégrer le programme crédit de Soro Yiriwaso il y a 2 ans. Elles sont à leur troisième prêt de groupe et tous les prêts précédents ont été bien remboursés.
Saran est un membre du groupe Ladiri qui vend du bois de chauffe.
Elle est la première debout à gauche sur la photo et est habille en tissus blanc raillé de bleu
Elle compte utiliser son prêt pour acheter, plusieurs chargements de charrettes en bois de chauffe pour stocker. Elle se procure du bois dans les coins de brousse Bellesso Sanga et Kokouna. Elle vend le bois en détail et au comptant à la maison à une clientèle diverse et variée.
Tandis que Les autres membres du groupe Ladiri comptent réaliser un bénéfice moyen de 120 000FCFA chacune au cours de ce cycle Saran compte réaliser 140 000FCFA. De bénéfice.
En plus du remboursement des prêts, elles utilisent une partie du revenu pour faire face aux dépenses courantes de la famille.
Elles ambitionne dans un futur proche diversifier ses marchandises.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,200
    Average annual income
  • 85
    View loans »
    Mali Loans Fundraising
  • $10,904,850
    Funds lent in using Kiva
  • 489.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Ladiri (La Dignité) Group's $2,325 loan helped a member to buy firewood.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 16, 2011
Listed
Dec 6, 2011
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2012