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Zoya is engaged in agriclture. She lives together with her husband, who helps her with daily agricultural activities. It has been already ten years the couple has been successfully managing the business. Zoya would like to develop the business further, but the agricultural technique is old and doesn't work properly. This loan will help Zoya to renovate the agricultural technique, as well as to purchase corn seeds to cultivate the land. Zoya will develop agriculture and expand her farm in the future.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 136
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,700 helped Zoya to pay for corn seeds and renovation of agricultural technique.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Nov 7, 2011
Dec 5, 2011
Currency Exchange Loss:
Dec 15, 2012