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Razmik is a young retailer from Yerevan who needs some financial means to develop his business. With the help of this loan Razmik will increase the sales and expand his business in the future. This is vital for Razmik and his family, as expansion of business will allow Razmik's parents to come back from abroad and develop the business together with their son. Razmik lives together with his grandparents.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 167
    View loans »
    Armenia Loans Fundraising
  • $14,947,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Razmik to pay for goods to sell.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Nov 8, 2011
Dec 5, 2011
Currency Exchange Loss:
Sep 17, 2013