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This is 44-year-old Kadiatu. She is married and has five children ages 20, 18, 15, 9, and 5. She has one additional dependent who lives with her because he is a relative of her husband. In 2006, Kadiatu established her local foodstuff business. She began her business because she wants to assist her husband in providing support to the family. Working seven days a week and 12 hours a day, she earns about 1,600,000 leones (SLL) every month from this business. She would like a loan in the amount of 4,500,000 leones. Kadiatu has already received and successfully repaid her first loan and now requires a new loan in order to buy garri, bulgar, beans, and groundnuts for her business. She hopes that this loan will enable her to increase her monthly profits by approximately 350,000 leones. In the future, Kadiatu plans to rent a big store, build a house, and give her children a quality education. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 53
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Kadiatu to buy garri, bulgar, beans, and groundnuts for her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 4, 2011
Dec 5, 2011
Currency Exchange Loss:
Dec 15, 2012