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This is 34-year-old Namisa. She is married and has two children, aged 9 and 2 years. She has five additional dependents.

In 2010, Namisa established her provisions and drinks business. She began her business because she was receiving a very low income from the hairdressing she was doing, so she decided to create an additional source of income. Working seven days a week and eight hours a day, she earns about 1,000,000 Sierra Leone Leones (Le) every month from this business.

She would like a loan in the amount of Le 3,000,000. Namisa requires a loan in order to buy more provisions and drinks for her business. In the future, Namisa plans to develop her business to the point of a full-scale provision shop and to become a distributor for breweries and cold storage companies; she also plans to educate her children very well. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 62
    View loans »
    Sierra Leone Loans Fundraising
  • $9,347,350
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Namisa to buy more provisions and drinks for her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 4, 2011
Dec 4, 2011
Currency Exchange Loss:
Oct 16, 2012