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Update on Andrei

Andrei is one of the best clients of Hope Ukraine in his town. He uses microloans all the time. This is very practical for him since loans allow him to replenish his working capital quickly. This time, Andrei needs to buy wholesale a big lot of [polyethylene] film.

Andrei’s business is going well. He has many loyal customers who buy [polyethylene] film from him. This is why Andrei is now able to sell out of his home, without traveling to the market. This allows him to save time, which means saving money too.
View original language description ↓
Андрей - один из лучших клиентов Надежды Украины в данной городе. Он постоянно пользуется микрокредитами. Ему очень удобно, так как кредиты - это быстрая возможность пополнить свои оборотные средства. В этот раз Андрею нужно закупить оптом большую партию пленки для продажи.

В бизнесе Андрея все в порядке. У него много постоянных клиентов, которые покупают у него пленку. Поэтому сейчас Андрей торгует у себя дома, на рынок не выезжает. Это экономит ему время, а значит и деньги.

Previous Loan Details

Andrei is married with a 9-year-old daughter, called Angelina. He is a farming businessman from Dneprovka, south-eastern Ukraine. Andrei sells polyethylene film, seeds, and other agricultural supplies in one of the local markets called “Stroika.” He is the only entrepreneur who offers polyethylen... More from Andrei's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,342,700
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Andrei to purchase wholesale a big lot of polyethylene film for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 15, 2011
Dec 4, 2011
Currency Exchange Loss:
Jun 23, 2012
This photo was used before for a previous loan for Andrei. It was first posted on Kiva on Jun, 2011. Learn More