Jhony lives in the department of Masaya, Nicaragua. He is married and is 24 years old, and his nuclear family is three people. He has his own business selling all kinds of cellular phones. His clientele comes from Masaya and a part of Managua. Currently, he is experiencing very high demand due to the Christmas season, so he is turning to Kiva partner Ceprodel to request a loan to help him expand his business and, in turn, his sales. He plans to use the loan to purchase cell phones, specifically mentioning, Nokia 6120, Claros Sencillos, Movistar, Sony Ericsson w580 and Blackberry Pearl devices. He thinks this loan will be very helpful because he can improve his living conditions with the profits he'll make.
Jhony reside en el departamento de Masaya, es casado y tiene la edad de 24 años, su núcleo familiar es de 3 personas y posee su propio negocio de ventas de celulares de todo tipo.
Su clientela pertenece a Masaya y una parte de Managua. Actualmente esta teniendo mucha demanda más por la temporada navideña por lo que se acerca a Ceprodel para solicitar un préstamo que le ayudara a incrementar su negocio y por ende sus ventas. El crédito lo usará para la compra de teléfonos celulares, entre los que menciona Nokia 6120, Claros sencillos, Movistar, Sony Ericsson w580, Blackberry Perla.
Considera que este financiamiento es de mucha ayuda porque le proporciona una mejor condición de vida por los ingresos que obtendrá.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.