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Herminia Isabel
Señora Herminia is a hardworking person who makes her living selling clothing and shoes in her home. She is separated and has three children, who are all independent adults. This is the first time that she is requesting a loan with CEPRODEL to purchase merchandise for her business.

She thanks CEPRODEL for the opportunity provided to her because now she will have better inventory for her business.
View original language description ↓

La Sra. Herminia es un persona emprendedora quien tiene su negocio de venta de ropa y calzado en su casa de habitación, es separada y con tres hijos de los cuales ninguno dependen de ella actualmente ya que estos son mayores de edad. Es primera vez que solicita préstamo con ceprodel para la compra de mercadería para su negocio.
A gradece a ceprodel por la oportunidad brindada ya que ahora contara con mejor inventario en su negocio.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $24,800,300
    Funds lent in using Kiva
  • 22.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Herminia Isabel to purchase clothing.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 25, 2011
Dec 13, 2011
Currency Exchange Loss:
Jan 19, 2013