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Margarita

Update on Margarita

Margarita is a member of the Communal Bank “Nacer” (To Be Born). She has a workshop where she produces skirts. Margarita has been a member of FINCA Peru for a year and a half. With the first loan she received, she bought fabrics for her workshop. She enjoys working with FINCA for the loan services and because she has learned how to save. Margarita likes the training classes because she has learned how to be punctual and responsible with her family and the loans.


The loan she is requesting will be invested in the purchase of fabrics. Her goal is to sell her products outside of the city.

View original language description ↓
Margarita es socia del Banco Comunal Nacer, tiene un taller de confección de faldas, es socia de FINCA Perú desde hace 1 año y medio, con el primer préstamo que recibió compró telas para su taller, le gusta trabajar con Finca por la facilidad de créditos y porque aprendió ahorrar, le gusta las capacitaciones porque le enseña a ser puntual, responsable con su familia y los créditos.
el préstamo que solicita lo invertirá en la compra telas. Su meta es vender sus productos fuera de la ciudad.

Previous Loan Details

Margarita, 47, is a member of the “Nacer” (To Be Born) communal bank. She has two children. Margarita manufactures skirts, underskirts, traditional blouses. She has been a dressmaker since very young; she started out making her own clothes out of her mother’s skirts. She’d undo the stitch... More from Margarita's previous loan »

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $6,715
    Average annual income
  • 99
    View loans »
    Peru Loans Fundraising
  • $56,037,525
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD