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Tsaruk trades fruits, vegetables and food. He needs some financial investment to grow his business. With the help of this loan, Tsaruk will increase sales and get more income. This is vital for Tsaruk and his family; he will improve his household's condition and ensure higher living standards for his family of five.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 131
    View loans »
    Armenia Loans Fundraising
  • $14,333,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Tsaruk to pay for fruits and vegetables.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Nov 28, 2011
Dec 4, 2011
Currency Exchange Loss:
Jan 16, 2013