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Hovhannes is engaged in agriculture. He also works in construction. Hovhannes lives together with his family of seven, which includes his parents, brother, sister, brother's wife and brother's two children. Hovhannes wants to develop his agriculture business and increase his income, as he plans to start his own family in the future. With the loan's help, Hovhannes will increase the number of livestock he owns. This will allow him to make his farm sustainable and ensure a better future for his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 112
    View loans »
    Armenia Loans Fundraising
  • $14,010,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Hovhannes to pay for livestock and forage.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 30, 2011
Dec 4, 2011
Currency Exchange Loss:
Sep 17, 2013