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Tereza lives together with her husband and children.

Tereza is engaged in agriculture. She keeps livestock and cultivates land.

Tereza needs a loan to increase the number of cattle. With the requested loan, she plans to purchase calves. This loan will help Tereza to develop farming and insure higher living standards for her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 116
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Tereza to buy calves.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 24, 2011
Dec 4, 2011
Currency Exchange Loss:
Dec 20, 2013