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Hok is 30 years old and a loving mother of two children. She is a rice cultivator from Ornlong Veng district, Siem Reap province.

Currently, the profit from farming and from her husband is rarely enough to satisfy the family’s needs.

In order to create more income, she intends to buy rice products from local farmers at a low price to stock after they harvest their rice during this season. Then she’ll resell it when the market price of rice increases. It will produce a good profit for her family.

What she really needs is capital; therefore, she is seeking for a loan from Kiva to buy stocks of rice to store up in her own house for future sale.

She hopes to expand her business and send her two children to university after they finish high school.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 39
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • 4,015.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Hok to buy stocks of rice to store up in her own house for the future sale.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 4, 2011
Dec 4, 2011
Currency Exchange Loss:
May 15, 2012