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Mrs. Ter’s priority in life is to uplift her family’s living conditions. She is a single parent and has two single children who live together with her in Prey Chor district, Kompong Cham province.

She has to be involved in many businesses in order to maintain better living conditions and to pay for her daily expenses. There are three businesses she has been doing, such as cultivating rice crops, selling a kind of Khmer cake and trading rice from place to place. She is able to generate in the neighborhood of $4.00 from her farming business as well as the other two businesses. Moreover, her daughter helps to create income for the family by selling fruit from a rented booth in a local market of the province.

Mrs. Ter would like to borrow this loan amount to buy stock of fruits and to purchase a used motorcycle for her daughter’s business.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 251
    View loans »
    Cambodia Loans Fundraising
  • $38,056,100
    Funds lent in using Kiva
  • 4,015.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Ter to buy a stock of fruits and to purchase a used motorcycle for her daughter’s business.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 22, 2011
Dec 3, 2011
Currency Exchange Loss:
Sep 15, 2012