Mrs. Men is 32 years old and lives in Kompong Cham province. She is married with four single children. Some of her children are now working in various jobs, including a factory worker and a construction worker. She earns a living by cultivating rice crops along with her spouse. In the past few months, Men bought a plot of farmland from her neighbor to increase her rice fruit for more income, yet she has insufficient capital to pay for the land successfully. For this reason, she is now seeking for a loan from HKL and Kiva to pay for her debt. Money from the loan makes it possible for her to sustain her business and living.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.