One of Sra. Juana’s existing needs is to proceed with immediate improvements to her home to prevent further deterioration and to make it more durable. She made the decision to approach CEPRODEL and request a loan to buy construction materials such as cement, blocks, sand, iron, as well as pay for labor to complete these home improvements. The end result will provide greater security in her home and better living conditions for her children.
Una de las necesidades que la señora Juana atraviesa, es de mejorar a lo inmediato sus condiciones de su vivienda debido a que amerita efectuarles ciertas mejoras para que sea más duradera y evitar que se siga deteriorando.
Ha tomado la decisión de acudir a Ceprodel para solicitar un crédito para la compra de materiales de construcción como, cemento, bloques, arena, hierro y mano de obra para realizar las mejora en la casa, para brindarle mayor seguridad a su vivienda debido a que por medio de esto brindará mejores condiciones de vida a sus hijos.
About CEPRODELThis loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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