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Veronica Hilaria
CEPRODEL is known for providing financial support to community teachers so that they can develop in their profession. In the municipality of Quezalguaque in León, Sra. Verónica is an elementary teacher and has been in this noble profession for 27 years. She is married and has four children, three of whom are dependents. She provides them the conditions necessary for their development.

Her immediate need is being able to pay for the university courses and degree requirements for one of her children. For this reason, she came to CEPRODEL in order to benefit from a loan so that she can pay for her child’s university studies. This will fulfill her dream of seeing her children become academically prepared. Like all parents who want the best for their children, Verónica has strived with great effort to achieve this goal.

View original language description ↓
Ceprodel se ha caracterizado por apoyar financieramente a los maestros de las comunidades para que se desarrollen en su actividad económica. En el municipio de Quezalguaque en León, la señora Verónica, es maestra de primaria con 27 años de ejercer tan noble labor. Es casada y con 4 hijos procreados pero 3 bajo su cargo, a los cuales tiene que proporcionarles las condiciones para su desarrollo.

La necesidad inmediata que presenta es el pago de módulos universitarios y pago de titulación de uno de sus hijos, por eso ella se presentó a Ceprodel para ser beneficiada con un financiamiento para los pagos universitarios y de esa manera ver concretizado su sueño de preparar académicamente a sus hijos, de los cuales es una lucha intensa de grandes esfuerzos para lograr el objetivo que todo padre quiere lo mejor para sus hijos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $24,742,900
    Funds lent in using Kiva
  • 22.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Veronica Hilaria to pay for her child's university courses and degree requirements.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 19, 2011
Dec 4, 2011
Currency Exchange Loss:
Jan 19, 2013