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Mercedes Regina
Sra. Mercedes Regina is from the city of Managua. She is a responsible person who wants a better standard of living for her family.

At the CEPRODEL office, Sra. Mercedes mentioned that the previous loan she requested was used for improvements to her home, which is in bad condition. This loan will be invested in the purchase of construction materials such as sand, cement, blocks, iron, gravel, and labor in order to put up a wall in her house.

View original language description ↓
La señora Mercedes Regina de la ciudad de Managua es una persona responsable que quiere un mejor nivel de vida para su familia.
En esta oficina de Ceprodel se presentó la señora anteriormente mencionada a solicitar crédito para mejorar su vivienda que se encuentra en mal estado, este crédito lo invertirá en compra de materiales de construcción como arena, cemento, bloques, hierro, piedrín y pagar mano de obra , para levantar pared de hogar.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 22.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Mercedes Regina to pay for materials and labor in order to put up a wall.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Nov 25, 2011
Dec 4, 2011
Currency Exchange Loss:
Aug 17, 2013