Check out other loans that are currently fundraising!
Luis Javier
Luis Javier, who lives in Managua, is known for being a hard working man with high moral values. He has brought progress to his home and has been able to offer better living conditions to his family.

Like all responsible fathers, Luis Javier is concerned with sustaining his home and even though he has been affected by difficult economic situations, he has always persevered and worked twice as hard in order to benefit his beloved family, whom he supports.

He came to this institution’s office asking for a loan in order to consolidate his debts with other institutions, when he purchased supplies for his home, such as appliances and other things. With this loan, we will be able to pay off those debts, and will continue working hard for the benefit of his beloved family.
View original language description ↓
En la ciudad de Managua, el señor Luis Javier se conoce por ser un buen trabajador con buenos valores morales como persona, debido a que ha sabido llevar el progreso a su hogar y ha logrado darle una mejor condición de vida a su familia.

Como todo padre de familia responsable, Luis Javier se ha preocupado por llevar el sustento a su hogar y aunque las difíciles situaciones económicas afectan, él siempre ha tenido la perseverancia y doble esfuerzo por beneficiar a su amada familia que tanto requiere de su apoyo.

Se presentó a Ceprodel con una necesidad la cual consiste en solicitar un crédito para consolidar deuda que había adquirido con una entidad con el fin de suplir las necesidades para su hogar por medio de algunos electrodomésticos y otros. Al obtener el crédito, logrará cancelar estas deudas y de esta forma, continuará trabajando arduamente para beneficio de toda su amada familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 110
    View loans »
    Nicaragua Loans Fundraising
  • $24,832,275
    Funds lent in using Kiva
  • 22.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Luis Javier to pay off a debt.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Nov 25, 2011
Dec 14, 2011
Currency Exchange Loss:
Jul 17, 2013