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Dora Luz
Dora Luz, who lives in Quezalguaque town -León departament, works hard as an Elementary School teacher at a small school in town. She has been teaching for the last 10 years. She is the single mother of two children, for whom she has goals.

CEPRODEL is dedicated to the well being of teachers by manner of making sure they have excellent living conditions. Dora needs to improve her housing conditions, as it is in bad shape. Therefore, she decided to turn to our institution and request a loan to purchase building materials such as blocks, iron, concrete, door, sand and labor, all which will help her improve her kitchen, thus having a safer house.

It must be noted that this will also mean a better quality of life for her children.
View original language description ↓
En el municipio de Quezalguaque departamento de León, La señora Dora Luz, se dedica arduamente a la labor como maestra de primaria, en un pequeño colegio del municipio, dedicándose a esa labor desde hace 10 años, es soltera con 2 hijos que tiene que mantener y por cierto tiene metas para con ellos.

Ceprodel está comprometido con el bienestar de los maestros de manera que estos tengan excelentes condiciones de vivienda y por este motivo, la señora Dora requiere hoy en día mejorar sus condiciones de su vivienda debido a que ha estado afectada, por lo que ha tomado la decisión de acudir a Ceprodel para solicitar un crédito para la compra de materiales de construcción como, bloques, hierro, cemento, puerta, arena y pago de mano de obra para realizar las mejora en la casa en lo que es el sector de la cocina, para mayor seguridad de su vivienda.

Es menester mencionar que por medio de esta obra brindará mejores condiciones de vida a sus hijos.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 131
    View loans »
    Nicaragua Loans Fundraising
  • $24,576,775
    Funds lent in using Kiva
  • 22.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Dora Luz to purchase building materials such as blocks, iron, concrete, door, sand and labor.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 19, 2011
Listed
Dec 14, 2011
Currency Exchange Loss:
Possible
Ended:
Jan 19, 2013