Mr. Roger has his own butter milk business which he has been running out of his home for ten years. He works Monday through Saturday from 7:00 a.m. to 5:00 p.m. He has 14 salespeople who sell his products at different the markets in the capital city Managua.
He is married and has two children, although only one is his dependant. He is requesting a loan through Ceprodel to buy several liters of milk for his business. He already has had five loans through Ceprodel which he has used to buy merchandie and equipment for milk distribution.
El Sr. Roger tiene su negocio de venta de leche agria y desde hace diez años en su casa de habitación, el vende de lunes a sábados desde las siete de la mañana hasta las cinco de la tarde, además es fuente de trabajo ya que cuenta con catorce vendedores quienes se encargan de vender en los diferentes mercados de la capital de Managua.
El es casado con dos hijos, pero solo uno depende de el, en esta ocasión el acude a ceprodel para solicitar un nuevo préstamo para la compra de varios litros de leche para su negocio. Ha trabajado cinco prestamos con ceprodel y todos estos han sido para la compra de mercadería y equipo para la distribución de la leche.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.