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Mirian Gricelda
Mirian Gricelda is a 53 year old woman who has been married for 37 years. She has three children; ages 30, 32, and 36. She lives in the Sitraterco de Tela neighborhood in Atlántida.

Mirian has been selling women’s clothes, shoes, perfume, purses, and wallets for five years. She is also a nurse who works in the community health center. She started her business buy selling lotions and perfumes to her friends. Upon seeing that she sold them; she bought clothes, shoes, creams, and wallets. She already has her customers there and in the community.

She has a relative in the United States who sends her used clothes to sell. She is very hard-working. In the morning she works at the health center, and in the afternoon she dedicates herself to her business.

She has had three loans with ODEF, which have been to increase her business. With the current loan she will buy more products, clothes, lotions, and shoes. It is the Christmas season, and she is going to increase her sales. She plans to use this income to make some improvements on her house.
View original language description ↓
Mirian Gricelda es una señora que tiene 53 años de edad, casada desde hace 37 años, tiene 3 hijos de 30, 32 y 36 años de edad, vive en la Colonia Sitraterco de Tela, Atlántida.

Doña Mirian vende ropa para damas, zapatos, perfumes, bolsos y carteras desde hace 5 años. También ella es enfermera y presta sus servicios en el centro de salud de la comunidad. Empezó su negocio ofreciendo lociones y perfumes a sus compañeros y al ver que los vendía, invirtió dinero comprando ropa, zapatos, cremas, carteras y ya tiene sus clientes allí y en la comunidad. Tiene un familiar en Estados Unidos quien le manda ropa usada para vender. Ella es muy trabajadora, por la mañana trabaja en el Centro de salud y por la tarde se dedica a su negocio.
Con ODEF a obtenido 3 prestamos que han sido para incrementar su negocio, con el préstamo actual va comprar más producto, ropa, lociones y zapatos, ya que es la temporada de navidad y va incrementar sus ventas.
De estas ganancias ella piensa hacerle algunas mejoras a su vivienda.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 78
    View loans »
    Honduras Loans Fundraising
  • $8,803,075
    Funds lent in using Kiva
  • 18.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Mirian Gricelda to buy clothes, lotions, and shoes to stock her business and increase sales.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 16, 2011
Listed
Dec 4, 2011
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2013