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Darou Salam Group
In this Group: Salma Nafi, Ndeye Bator , Oumou Khairy, Penda Masse, Rokhaya , Boye, Adama, Fatou Kine, Kine , Rama, Fally, Bator, Ramatoulaye, Fatou Bintou Laobe, Fatou
The Darou Salam group was created on the 28th of March, 2008. The members of the group all belong to the same family (cousins, sisters-in-law, etc) and are involved in commerce (for instance, selling bread) and animal breeding.

Boye, standing on the far right of the picture, is the group's leader. She is divorced and the mother of 4 children. She sells food products such as baobab fruit, sorrel, tamarind, yogurt, ginger, etc. Her loan will be used to finance this retail business.

She has been selling food for 18 years, and she also fattens sheep as a second business. She uses her earnings to take care of her family, meet her own needs, and build up her savings.
Ce groupe est crée le 28/03/2008. Il est composé 15 femmes qui sont pratiquement des cousines et/ou belles sœurs. Leur activité principale est le petit commerce.

Boye (debout à l'extrême droite de la photo) est le responsable du groupe. Elle est divorcée et mère de 04 enfants. Elle fait du petit commerce de produits alimentaires divers, tels du pain de singe, oseilles, tamarin, lait caillé, gingembre etc. Son crédit lui permettra de financer son activité de petit commerce

Elle pratique cette activité depuis plus de 18 ans elle fais aussi comme activité parallèle de l'embouche ovine.

Son objectif est de fructifier son crédit afin de mieux prendre en charge sa progéniture, subvenir à ses besoins personnels tout en renforcent son niveau d'épargne


Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $1,759
    Average annual income
  • 9
    View loans »
    Senegal Loans Fundraising
  • $13,192,350
    Funds lent in using Kiva
  • 487.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Darou Salam Group's $2,775 loan helped a member to purchase food products such as local fruits, ginger, yogurt and sorrel for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Nov 2, 2011
Listed
Dec 5, 2011
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2012