This is Susana, 45, a resident of Caloocan City, Philippines. She is married to Reynaldo, her business partner. She and her husband manage their own household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.
Susana operates a rolling store. Her rolling store is basically a small housewares store, which retails plastic containers, dippers, pails, plastic flowers and basins to the local neighborhood. Her husband drives the rolling store within the local community to sell the products. She earns her income by getting supplies at wholesale prices and selling by the piece. Her regular customers are her neighbors and the local community. She earns a minimum of PHP700 in sales every day.
To help her continue operations of her business, she is requesting a PHP 14,000 loan. She will be utilizing the loan to buy pails, plastic ware, hangers, clothes pins, plastic flowers and rags to expand her product inventory. She expects a boost in her business income as she expands her business.
Susana dreams to be able to grow her business in the coming years. She faithfully meets up with her co-fellowship* members to share stories of her work every week and she can also draw strength and inspiration from the Word of God she studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.