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Yeimi
Yeimy, age 26, is a young businesswoman who lives in one of the southern neighborhoods. It is one of the happiest and most productive neighborhoods in the city. She has a business there, and she sells various merchandise. She mostly sells clothes, cosmetics, and shoes, etc.

Her business started when she left the Bolivár department and arrived in the city of Barranquilla. A cousin gave her lodging, and her productive life started right there in order to help with the household expenses. She owes all of her experience to her cousin, who taught her to sell products because her cousin did the same thing.

At first she sold creams and small merchandise. When she had her own capital she became independent and gradually added clothes, fabric, shoes, and everything her customers request. In order to cultivate their loyalty she always responds to their tastes, interests, and needs.

Her current dream of growing is tireless. That is the reason she is requesting a Kiva loan to augment her working capital and to get new customers. In the face of the growing demand the money that she receives from her customers is insufficient to respond to her market.

This is her first loan with Kiva and the Fundación Mario Santo Domingo. She will buy clothes and toiletries, which her customers have ordered. Her plan is for the most commercially active time of the year, New Year’s. Yeimi knows that this is traditionally a good time to expand in the market. There is a lot of money in circulation, and there is a high probability of selling very quickly.
View original language description ↓
Yeimy de 26 años es una joven comerciante que vive en uno de los barrios del sur, más alegres y productivos de la ciudad. Allí tiene un negocio mediante el cual vende mercancía variada, especialmente ropa, cosmético, calzado etc. Su negocio inició cuando procedente del departamento de Bolívar, hace 13 años, llegó a la ciudad de Barranquilla y una prima le dio posada e inició ahí mismo su vida productiva, para ayudarle a responder con los gastos de la casa. A su prima le debe toda su experiencia, pues ella le enseñó a comercializar productos, debido a que se dedicaba a ello. Primero vendía cremas y pequeñas mercancías, pero cuando hizo su propio capital, se independizó y gradualmente adicionó ropa, telas, calzado, y todo lo que sus clientes le piden, pues para fidelizarlos siempre está atenta a responder a sus gustos, intereses y necesidades. En la actualidad su sueño de crecimiento es inagotable y esta es la razón por la cual acude a su credikiva, para lograr aumentar su capital de trabajo y abrirse a una nueva clientela, porque ante la creciente demanda, el dinero que recoge de los pagos que le hacen sus clientes, no es suficiente para responder a su mercado. Con su credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, comprará ropa, productos de tocador, que han sido encargados por sus clientes, a propósito de la temporada del año más activa comercialmente: el final del año. Tradicionalmente Yeimi sabe que es una buena época, para expandirse en el mercado, porque hay mucho dinero circulante y el alta la probabilidad de vender muy rápidamente.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 241
    View loans »
    Colombia Loans Fundraising
  • $13,362,800
    Funds lent in using Kiva
  • 1,945.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Yeimi to buy clothes and toiletries, which her customers have ordered.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 30, 2011
Listed
Dec 3, 2011
Currency Exchange Loss:
Covered
Ended:
Mar 15, 2013