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Sandra Patricia
Sandra, age 30, is married and has a two year old son. She has a general store where she sells school supplies, stationery, and general merchandise. She started the business eight years ago with the savings that she and her husband had. When she worked with her mother she gained a better understanding of the market.

Her dream is to continue growing. She lacks more working capital, and she wishes to invest it for the season; like the approaching end of the year, Christmas, and New Year’s; when there is greater commercial movement. This season brings with it elegance and distinction when families dress well and decorate their homes with general ornaments. Sandra usually sells during this time, and she wants to have merchandise to offer.

Her Kiva loan is her first loan that she has had with the Fundación Mario Santo Domingo. She will use the loan to buy a photocopier, a display case, and more merchandise. She plans for this investment to be successful because it will allow her to add a new service, photocopying. It will secure a new display case that is newly stocked and displays the merchandise well. She will have appropriate products for the end of the years. Her customers will run to her store to buy from her, she will be able to earn money with her work.
View original language description ↓
Sandra de 30 años, casada y con un hijo de 2 años de edad, es la propietaria de una miscelánea donde vende útiles escolares, papelería y accesorio en general, negocio que inició hace 8 años, como producto de los ahorros de su esposo y de ella, cuando trabajó con su mamá, de quien adquirió el mejor conocimiento del mercado. En su sueño de seguir creciendo, le hace falta un mayor capital de trabajo y desea invertirlo en una temporada de mayor movimiento comercial, como la de fin de años que se acerca, cuyas navidades y año nuevo, trae consigo la elegancia y distinción de las familias en su buen vestir y en la decoración de su vivienda, con artículos y mercancía general, que Sandra usualmente vende y desea ofrecer en esa temporada. Su credikiva es el primer financiamiento que hace a la Fundación Mario Santo Domingo, para comprar una fotocopiadora, una vitrina y más mercancía, inversión que planea sea un éxito, porque le permitirá adicionar un nuevo servicio de fotocopiaje y asegurar en una nueva vitrina un surtido nuevo y bien exhibido, así como productos apropiados para que este fin de año, sus clientes corran a su miscelánea a comprarle y ella pueda ganar, dinero con su trabajo..

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 551
    View loans »
    Colombia Loans Fundraising
  • $14,876,100
    Funds lent in using Kiva
  • 1,945.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Sandra Patricia to buy a photocopier, a display case, and more merchandise.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 30, 2011
Listed
Dec 2, 2011
Currency Exchange Loss:
Covered
Ended:
Mar 15, 2013